How long will $500,000 last in retirement? The answer is… it depends. You’ll need to start with some basic retirement questions. To a large degree, your ability to retire on $500,000 will depend on your answers: How old are you and how long do you want to plan on funding your retirement? How much will…
Pinnacle’s investment team has been working diligently to reallocate our active portfolios to a neutral position. Here are ten things you need to know about neutral allocation. 1) There is no such thing as “neutral volatility” for the vast majority of investors. Mirroring the benchmark portfolio and rebalancing it to it is considered the best…
One of the more difficult lessons we learn as financial advisors is that our clients tend to forget the level of anxiety, and in some cases, absolute terror, that accompany bear markets. This bout of forgetfulness typically accompanies bull markets, or in the recent case, very long bull markets. Those advisors who guided clients through…
The Pinnacle investment team has been working diligently for the past eight weeks to gradually move our managed portfolios to a neutral asset allocation. This leads to the question, what the heck is a “neutral” asset allocation and why should I care? Interestingly, a large percentage of the traditional investment world (by traditional, I mean…
If you’re a Pinnacle client, I have some very good news for you. I’ll get to that in a moment, but first, I want to share a few observations about recent market activity… Based on the current status of the markets as related by the media, are investors entitled to be anxious? Nervous? Frightened? Of course…
Sophisticated investors pay attention when someone brings up the topic of portfolio risk management. Affluent investors are often the most risk averse, perhaps because they have already accumulated enough money during their lifetime to achieve their financial planning objectives. Having reached their accumulation goals, they don’t want to lose their hard-earned gains because the financial…